The American Express cards I actually use and recommend as a Texas digital marketer and agency owner. Same offers you see on the AMEX site, plus my referral link so we both win.
You will visit the official American Express site. If you are approved, you get your welcome offer and I may earn rewards.
Official AMEX referral link
Use this link to see all available American Express Personal and Business Card offers. If you are approved and get a new Card, I may earn a referral bonus.
https://americanexpress.com/en-us/referral/all-cards?ref=RYANBM2mP&XLINK=MYCPClick my link, choose your card on the AMEX site, apply, and if you are approved we both benefit.
Access to American Express Personal and Business Card offers directly from AMEX.
If you are approved and get a new Card, I may earn rewards like points or statement credits.
You click through to the official American Express referral page using my personal link.
You select the AMEX Personal or Business Card that fits your life or business spending.
If you are approved and get your new Card, you receive the welcome offer and I may earn a referral reward.
Travel heavy, conference heavy, airport lounge type life. Premium travel perks, statement credits, and upgrades if you use them.
Everyday points workhorse for groceries and dining. Great fit for families and people who spend more near home than in airports.
Simple points for small business. Two times points on everyday business purchases up to a limit, with no annual fee.
Product availability, welcome offers, and terms are controlled by American Express and can change. Always review the current terms on the American Express site before you apply.
I use AI tools like Perplexity, Copilot, and DeepSeek to help compare cards, estimate travel value, and map reward categories to real spending for my agency and family.
AI can look at spending patterns, reward structures, and point values and cut through marketing noise. You still choose the card that fits your life, but the math gets easier and faster.
This page is an example of what I believe the modern web should do, built once in a way that humans can read and machines can understand.
No. This page is owned and written by me, Ryan W. Bailes, at AISEOTX. When you click my referral link you are sent directly to the official American Express site to view offers and apply.
Yes. The offers, terms, and approval decisions are controlled entirely by American Express. Sometimes referral links show targeted or limited time offers, but the details always live on the American Express site. Always read their current terms before you apply.
No. I do not see your application details, approval decision, credit score, or account information. American Express may let me know that a referral bonus was earned if you are approved and get a new Card, but they do not share your personal data with me.
No. There is no extra cost to you for using my referral link. If you are approved and get a new Card, American Express may give me a referral bonus such as Membership Rewards points or a statement credit, at no additional cost to you.
This page is written for real business owners, families, and operators who want to see which American Express cards I actually use as a Texas digital marketer and agency owner, then decide whether any of those cards fit their own situation.
I use AI tools like Perplexity, Copilot, and DeepSeek to compare card perks, check reward categories against our real spending, and stress test how much value we could get from different American Express cards. AI does the math and comparison work so I can focus on whether the benefits fit our life and business.
No. This is not financial, legal, or tax advice. It is based on my personal experience as a business owner and cardholder. Your situation is different, so talk with a qualified professional if you have questions about what makes sense for you.
I am not a financial advisor. This page is based on my personal experience as a business owner and cardholder. It is not financial advice.
When you click my American Express referral link you go straight to the official American Express site. I do not see your application, your approval decision, or your account details.
If you are approved and get a new Card using my referral, American Express may provide me with a referral bonus. All offers, eligibility, rewards, and terms are controlled by American Express and are subject to their Referral Program and Offer Terms.
American Express, the American Express logo, and Card product names are trademarks of American Express. This site is independent and is not formally endorsed by American Express.
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